The Oakland County area has an abundance of opportunities for existing businesses and new ventures.
When the going gets rough, the entrepreneurial spirit gets creative and resourceful.
The Oakland Press has gathered upcoming events, news and links to help business owners and professionals succeed.

Friday, September 19, 2014

Workshop advises how to approach lenders for a small business loan

Learn how to prepare for approaching lenders for a small business loan. SBA and banking representatives will make presentations and answer questions, 8:45 a.m. to noon Tuesday Sept. 30 at Oakland County Conference Center, 2100 Pontiac Lake Road, Waterford Township. The cost is $20. Register for workshops at www.detroit.score.org or call 313-226-7947.

Wednesday, September 17, 2014

Rotary Club of Troy hosting Viva la Vino fundraiser

Rotary Club of Troy is hosting its third annual Viva la Vino wine tasting fundraiser, 6:30 to 10:30 p.m. Saturday, Sept. 20 at the St. Nicholas Cultural Center, 760 West Wattles Road, Troy. Catering will be provided by Opus One. There will be a live and silent auction to support Blessings in a Backpack for Kids, Homeless Veterans, Troy Boys and Girls Club, Scholarships, Literacy Programs and Lebanon Water Project. Tickets are $75 and can be ordered online at vivalavinotroy.com.

Sunday, September 14, 2014

6 documents needed for a solid estate plan

Submitted by Ginny Grimsley of News and Experts, www.newsandexperts.com
There is a surge of retirees – 10,000 baby boomers every day for the next 18 years, according to certified planner Larry Roby.
“Only 23 percent of pre-retirees have calculated how much they’ll need to save for retirement, according to New Retirement Landscape; while three-quarters say they’re confident... an equal amount of people haven’t even done the math yet!” says Roby, founder and president of Senior Financial Advisors, (www.sfabridge.com), a wealth-management firm.
“Confidence in your retirement portfolio is good – if it’s justified. Otherwise, it can lull people into a false sense of security and lack of preparedness.”
Having a diverse portfolio and understanding options for life insurance, Social Security and 401(k) or other retirement accounts are staples for retirement planning. But there are also six crucial documents that are often overlooked:
•  Joint Ownership -- Enables you to own property jointly with another person and upon the death of the joint tenant, the surviving joint tenant automatically becomes the owner of the property.
•  Last Will and Testament – A legal document which expresses the wishes of a person concerning the disposition of their property after death and names the person who will manage the estate.
•  Durable Power of Attorney – Grants authority to another individual to act on behalf of the person who executes the instrument and are commonly used for legal and financial purposes.
•  Durable Health Care Power of Attorney- Grants authority to another individual to make health care decisions on your behalf should you be unable to make such decisions.
•  Advance Care Directive – A set of written instructions in which a person specifies what actions should be taken for their health, if they are no longer able to make decisions due to illness or incapacity.
•  Living Trust – Created during your lifetime.  Assets are transferred to the trust while you are alive.  Provides written instructions for the disbursement of the trust assets upon your death.

Friday, September 12, 2014

Oakland Chamber Network hosting fall mixer

The Oakland Chamber Network is hosting a fall mixer for Oakland County business representatives, 5:30-7:30 p.m. Tuesday, Sept. 16 at 59 West, 786 W. Highland Road in Highland. The event costs $10 in advance, $15 at the door and $25 for non-chamber members. For more information, call 248-666-8600 or visit theoaklandchambernetwork.com